FSCO - Flexible Finance for your business.
Transform your financial future with FSCO - contact us today to get the support your business needs!
FSCO Finance Group
WHO WE ARE
Empowering Business Growth Through Tailored Financial Solutions
FSCO Group supports Irish SMEs and large enterprises with flexible, sustainable finance — designed to help businesses grow, adapt, and lead with impact. Our expertise spans business lending, leasing, strategic planning, and green finance — all customised to match your sector, goals, and pace of growth. We work closely with businesses ready to invest in expansion, innovation, and environmental progress — providing the tools and support they need to do it confidently. Whether you're scaling operations or making a green transition, we’re here to help you move forward — strategically and sustainably.
FSCO Services
1. BUSINESS FINANCE
Growth and Sustainability Loan Scheme
A long-term, low-cost scheme to support eligible businesses — including farmers and fishers — when investing in growth, resilience, climate action, or environmental sustainability. This funding is ideal for upgrading equipment, expanding operations, improving energy efficiency, or future-proofing your business through sustainable solutions. It allows you to move forward with confidence, without putting pressure on your daily cash flow. With access to up to €3,000,000, you can make strategic investments that drive long-term impact. The scheme supports businesses that create real value for both the economy and the environment. We’ll help you assess your eligibility, prepare the required documents, and guide you through the application process.
2. GREEN LOANS
Flexible funding designed to support SMEs and Small Mid-Cap companies in making real progress toward sustainability.
Whether you're investing in solar panels, energy-efficient systems, electric vehicles, or eco-certification upgrades — this solution helps you finance your green goals with clarity and control. You can access structured funding while improving your environmental impact and operational efficiency. The support is designed to lower your long-term costs and strengthen your position in a growing green economy. We’ll guide you through eligibility, documentation, and ensure your transition is both strategic and supported. Perfect for businesses ready to lead with purpose — and grow with impact.
3.MERCHANT CARD LOANS
A smart working capital solution designed for businesses with card-based revenue — such as cafés, retailers, or service providers. Funding is based on your daily card sales, with repayments that adjust automatically to your turnover. No collateral is required, and the structure supports your business in both busy and quieter periods. It’s ideal for managing cash flow, stocking up for peak seasons, or investing in upgrades without pressure. With simple terms and full FSCO support, you stay in control while your business keeps moving forward. Let your sales work for your success — and grow at your own pace.
4.LEASING
Unlock access to essential business assets with customised leasing, hire purchase, or rental options — built to suit your operational needs.
Whether you're upgrading your fleet or acquiring machinery, we provide cost-effective ways to spread payments over time without disrupting your cash flow. Our asset finance model helps you scale your infrastructure with greater control and fewer upfront costs. You choose the terms — we support you with practical guidance, transparent agreements, and reliable service. Ideal for businesses that need to stay mobile, efficient, and responsive to growth opportunities. Let your business move forward — with the right tools, on your terms.
5. BUSINESS PLANS AND FINANCIAL PLAN
With deep industry experience, our team brings hands-on insight and strategic clarity to help your business grow with intention. We support entrepreneurs and business owners with tailored planning services — from start-up roadmaps to scale-up strategies. Our expertise covers financial forecasting, operational planning, project structuring, and long-term decision-making frameworks. Whether you're launching, expanding, or re-aligning your direction, we help you define your goals and stay on track. Every plan is built around your business model, market, and growth potential — no templates, no guesswork. Let’s turn your vision into a structured path forward — with guidance that works in the real world.
6. IRISH AND EU GRANT AID
Grants can fuel innovation, expansion, and sustainability — but finding the right opportunities (and applying correctly) can be complex. At FSCO, we help you identify relevant Irish and EU grant programmes tailored to your business sector and development stage. We guide you through eligibility checks, documentation, and application preparation to give your business the best chance of approval. From innovation to sustainability and export development, we match your goals with real, accessible funding. Our approach is strategic, personal, and focused on helping you maximise your potential — without missing out on opportunities. Let us simplify the process and turn funding into momentum.
Meet Our Team
Michael Gilhooly - Director
Michael Gilhooly - Director
Michael Gilhooly - Director
Michael has a long and successful career in finance having worked in Ireland, United Kingdom, Europe and Australia for companies such as GE Capital, Barclays Bank and Paribas. Michael has a particular expertise in arranging lending for SME Business in Ireland and England.
Michael is committed to delivering finance solutions to a wide variety of clients.
Mariia Hrab - Manager
Michael Gilhooly - Director
Michael Gilhooly - Director
Mariia is a financial services professional with expertise in banking, business finance, and B2B sales. As a Manager at FSCO Finance Services, she helps businesses secure loans and leasing solutions for growth. Previously, she worked as a Relationship Manager at BNP Paribas Group, managing financial products, CRM systems, and client relationships.